Report shows that currentlyThe two most vulnerable groups are the young students after 00, and the old ones who are over 50 years old., showing significant polarization, andThe three types of scams that are most likely to be recruited are the counterfeit public prosecution law and the network of part-time classes such as acquaintances and swipes, credit card processing and cash-out.
In the face of fraud, Alipay has not only launched anti-fraud artifacts such as “big money transfer reminder”, “delayed account”, “security guardian”, but also introduced various techniques such as artificial intelligence (AI) and machine learning. Conduct in-depth analysis and continuously optimize the algorithm model.
At present, Alipay has taken the lead in effectively identifying most suspected fraudulent transactions, and reminds users through pop-ups, text messages, etc., reminding copywriters to test more than 100 versions.
Data Display,Some deceivers see the reminder to stop trading immediately and avoid losses, but as many as 60% of people choose to believe in the liar, ignore the reminder, continue to trade until they are deceived.
At present, Alipay Security Lab is working with psychologists to explore how to prevent fraud prevention more effectively.
Simultaneously,Alipay also publicly offered a reward for the anti-fraud reminder copy to the public with a standard of 1,000 yuan. It is hoped that this reminder page will "awaken the scam", so that more people can avoid being fooled, and once the test is effective, it will be shared. Industry.